Privacy policy

This privacy policy sets out how International Federation of Risk and Insurance Management Associations (or IFRIMA) uses and protects any information that you give IFRIMA when you use this website.

IFRIMA is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.

IFRIMA may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. Latest update : 23/05/2018.


The usage of our website is associated with rights and obligations mentionned in this page and on the other legal pages of this website (terms and conditions if applicable, the present privacy policy, and our cookie statement, for example).

This privacy policy applies to IFRIMA as well as the visitors of its website. By using our website, you aknowledge and accept explicitely the application of this policy.

Application of this policy may exceptionally be waived insofar as these derogations have been the subject of a written agreement between the parties (both the visitor and IFRIMA). These derogations may consist of the modification, addition or deletion of the clauses to which they relate and have no effect on the application of the other provisions of the terms and conditions.

Who we are

The current website ( and its subdomains are initiatives of

International Federation of Risk and Insurance Management Associations (IFRIMA)

Please contact us for any question or information, our administrative team will reply as soon as possible in the next 48 hours.

About this website

Good usage, security and accessibility

We take all reasonable and necessary steps to ensure the proper functioning, security and accessibility of our site. However, we can not offer guarantees of absolute operability and we must therefore consider our shares as being covered by an obligation of means.

Any use of our website is always at the user’s own risk. Thus, we are not responsible for damages that may result from possible malfunctions, interruptions, defects or harmful elements present on the website, regardless of the existence of a case of force majeure or a foreign cause.

We reserve the right to restrict access to or discontinue our site at any time without prior notice. This, in principle, only if the circumstances of the case warrant it, but this is not an absolute condition.

Content of the website

IFRIMA takes great care of the information on its website. IFRIMA takes all possible measures to maintain its site as complete, accurate and up to date as possible, even when the information on it is provided by third parties. IFRIMA reserves the right to modify, supplement or delete at any time our website and its contents.

IFRIMA can not offer any absolute guarantee regarding the quality of the information on its site. It is therefore possible that this information is not always complete, accurate, sufficiently accurate and / or up to date. Therefore, IFRIMA can not be held liable for damages, direct or indirect, that the user would suffer from the information on the website.

If any content on the website violates applicable laws and / or the rights of third parties and / or simply is unethical, we ask that you notify us as soon as possible so that we can take action. appropriate. IFRIMA may in particular proceed to the partial or total deletion of said information.

our website contains downloadable content. Any download from our website always takes place at the user’s own risk. IFRIMA shall under no circumstances be held liable for any damages, direct or indirect, arising from such downloads, such as loss of data or damage to the user’s computer system, which fall entirely and exclusively under the responsibility of of the user.

What we expect from the user

As a user, you have responsibility for the proper functioning of our website. You must at all times refrain from doing anything that could affect the proper functioning and security of our website and its use. For example, our website may not be used to gather information about other users.

It is forbidden to use our webSite to broadcast content that would result in damage to other users, such as the spread of malware such as computer viruses. Also prohibited is the proliferation of unsolicited and / or commercial messages through our website, but also unwanted emails, spamming or even letter chains.

What we collect

We may collect the following information:

  • name and job title
  • contact information including email address
  • demographic information such as postcode, preferences and interests
  • information about your use of this website (see also our Cookie Statement)
  • photos and videos
  • other information relevant to membership, participation to events, surveys and other offers and services

What we do with the information we gather

We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:

  • Administer this website and personalize the website for you as Effective Members, Associated Members, Board Members, Honorary Members of the Association, Students and/or Visitors
  • Illustrate or announce events organized by the Association (photo galleries)
  • Internal record keeping
  • We may use the information to improve our products and services, send to you statements and invoices
  • We may periodically send promotional emails about new events, special offers or other information which we think you may find interesting using the email address which you have provided.
  • From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail. We may use the information to customize the website according to your interests.


We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online. Information relating to electronic transactions entered into via this website will be protected by encryption technology.

Cross-border data transfers

IFRIMA operates in Belgium and the information that IFRIMA collects is processed and stored on its secure servers located within EEA (European Economic Area). However the website is visible globally, and accessible from countries located outside EEA. As members of the Association, you agree to such cross-border transfers of personal information.

Links to other websites

Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

Where IFRIMA discloses your personal information to its agents or sub-contractors for these purposes, the agent or sub-contractor in question will be obligated to use that personal information in accordance with the terms of this privacy statement.

In addition to the disclosures reasonably necessary for the purposes identified elsewhere above, IFRIMA may disclose your personal information to the extent that it is required to do so by law, in connection with any legal proceedings or prospective legal proceedings, and in order to establish, exercise or defend its legal rights.

Intellectual property

The content published on the site is protected by the intellectual property rights of IFRIMA. “Content” means information, logos, photos, brands, designs, models, slogans, databases, etc. accessible on the site. The technical character of the site itself, namely the computer code, is also protected by intellectual property.

By visiting our site, the user is granted a limited right of access, use, and display of our site and its content. This right is granted on a non-exclusive, non-transferable basis and may only be used for personal, non-commercial use. Except with the prior written consent of IFRIMA, users are not permitted to modify, reproduce, translate, distribute, sell, borrow, rent, disclose to the public, in whole or in part, the protected items.

Protection of personal data

The personal data provided by the user during his visit and / or use of the site are collected and processed by IFRIMA exclusively for internal purposes. IFRIMA assures its users that it attaches the utmost importance to the protection of their privacy and personal data, and that it is always committed to communicating clearly and transparently about these subjects.

IFRIMA agrees to comply with the applicable law in this area, namely the Law of 8 December 1992 on the protection of privacy with regard to the processing of personal data (“Loi vie Privée”) as well as the European Regulation of 27 April 2016 on the protection of individuals with regard to the processing of personal data and the free movement of such data (“Regulation”).

General provisions applicable to our General Conditions

IFRIMA reserves the right to modify, extend, delete, limit or discontinue the site and the services associated with it at any time without prior notice, and without giving rise to any form of compensation.

Our terms and conditions are executed and interpreted in accordance with Belgian law. Any dispute relating to the validity, interpretation or execution of our terms and conditions will be subject to the exclusive jurisdiction of the courts of the judicial district of Brussels.

The illegality or invalidity of any provision of our terms and conditions, in whole or in part, shall not affect the validity and application of the other provisions of our terms and conditions. In such a case, we have the right to replace the inapplicable clause with another provision valid in law and of similar scope.

Your Data

You may request details of personal information which we hold about you under the Belgian Privacy Act and its implementing decrees. If you would like a copy of the information held on or If you have any questions about this privacy policy or IFRIMA treatment of your personal information, please contact IFRIMA.